guilleg escribió:Cuat, que nivel tienen esos bancos usa que dan 1.8% a 30 días ? Son financieras, cuevas, podrías dar mas informacion, si esa tasa es común estamos medio cocinados acá.
Lo unico que tenes que fijarte es si lo que hagas tiene o no respaldo de la FDIC, que asegura hasta u$s 250.000, si tiene eso, dale nomas, Tío Sam responde.
Federal Deposit Insurance Corporation (FDIC) insures CDs for principal and accrued interest up to $250,000. Limits are per account ownership per institution. Included in this coverage is any other amount you may have on deposit with the bank or institution that issued the CD. Please make sure you know the extent of your FDIC coverage and that you monitor your entire deposit with the issuer to ensure it does not exceed the coverage limit. To learn more about FDIC coverage go to http://www.FDIC.gov.
The types of CDs available through TD Ameritrade are called brokered CDs. They are similar to CDs purchased directly from a bank, except they can be traded on the open market. These CDs are usually issued in large denominations and then divided into smaller denominations by brokerage firms for re-sale to their customers. Brokered Certificates of Deposits that you choose to sell prior to maturity in a secondary market may result in loss of principal due to fluctuation of interest rates, lack of liquidity, or transaction costs.